Opening bank account in Indonesia is not a difficult thing to do. You may plan to open a bank account in Indonesia so that you will be able to do transaction smoothly. In that case, it is important for you to choose the right one so that you can get the currency which is suitable for your financial needs.
If you plan to open a bank account in Indonesia, you will be able to do it easily. For that reason, don’t hesitate to make a plan for opening a bank account in this country. As a result, you can finally get the things that you need in an instant. Here are several tips that you can do.
1. Visiting International Or National Banks
You can begin with visiting International or National banks office available in Indonesia. If you have a current bank account which has facilities in Indonesia, it will be easier to do this. You can just request for opening an account of a regional or national bank in Indonesia. Make sure you choose it wisely. However, it is recommended for you to choose the best selection of bank account so that you will be able to do your activity easily.
2. Using Sharia (Islamic) Bank
Opening bank account in Indonesia can also be done through Sharia (Islamic) bank. As you can see that this type of bank will operate under the regulation of Sharia law, feel free to use it if matching with your need. As you can see that there are several terms and conditions that you have to know, such as fixed or floating payment. It is indeed because the interest or fees will be considered as a riba or usury. For that reason, you have to know about the terms and conditions first before opening an account in this type.
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3. Use Some Largest Indonesian Banks
You can also open a bank account in Indonesia which is considered as the largest bank available in it, such as Bank Mandiri, Bank Danamon, CIMB Niaga, and many more. If you need further information about such bank, you can just check the website of the bank or maybe you can also check their social media to get further information about it. You can tell them that you plan to open a bank account.
4. Knowing Bank Hours
Don’t forget that you must know the bank hours as well. The bank opening hours will be started from 8 AM to 3 PM. The day of opening is on Monday to Friday. Some banks will still be opening at 8 AM to 1 PM. Some of them may not open during the weekends. For that reason, you have to know the time when they are opening so that you will be able to get the things that you need.
5. Consider Foreign Bank In Indonesia
The presence of the foreign bank in Indonesia is many as well. Due to that reason, you can try to search for them. There are several examples of foreign banks in Indonesia that you can choose, such as:
- Deutsche Bank AG
- HSBC Indonesia
- Bank of America N.A.
- Morgan Chase Bank
- The Royal Bank of Scotland (RBS Indonesia)
- Citibank N.A. (Citibank Indonesia)
- Bank of China Limited
Read Also: How To Get Driving License In Indonesia
WorkLivingIndonesia provides useful information for a foreigner about how to prepare to live in Indonesia. The reference consists of property, health care, VISA, and any other useful information.